HFH Planning Inc. is a Registered Investment Advisor firm established in 1993 by Hank Hanau, a Certified Financial Planner with expertise in both the financial and investment spheres. Hank owned and operated his own multi-million dollar business from 1964 through 1979 before selling it and joining the investment firm of Bache Halsey Stuart Shields (now Wachovia Securities) and becoming a Vice President of Investments.

Hank created HFH Planning for two reasons:

• The commission based structure of major brokerage firms does not favor the middle-income individual who is most in need of a financial plan.
• Due to the same fee structure, major brokerage firms, generally, may only suggest financial products for which they receive a commission – that is not always the best product for the client.

HFH Planning is one of the few financial planning firms to charge only on an hourly basis. No referral fees, no commissions (we suggest true no-load mutual funds for investments), no assets under management fees. That translates into no conflict of interest. Our role is to examine your current financial situation along with your projections, and use that information to design a plan consistent with your goals and objectives. You may implement the plan yourself, or we will provide further guidance.

We consult with tax attorneys, estate attorneys, accountants, stock brokers, insurance agents, and/or other professionals to implement the most effective long-term financial strategy for you. (U.S. Citizen or Resident.)

About Our Staff:
All financial advisors at HFH Planning Inc. have passed courses leading to a Certificate of Financial Planning, have a Masters of Business Administration, or are either Certified Public Accountants or Attorneys.