75 Maiden Lane, Suite 605
New York, NY 10038
212.402.5444 P
212.402.5445 F
 
Education Planning
Meeting the soaring cost of education is a problem that many of us will face for ourselves or for our children. HFH Planning evaluates each situation on an individual basis and will consider every solution: whether an insurance policy, a State College Savings Program (529 Plan), an educational IRA, or more standard savings products are most effective. Charges are on a fee-only basis.

Managing Debt
Today's students often graduate with seemingly unmanageable debt loads. HFH Planning will help graduates prioritize their short and long-term goals; analyze their income and spending patterns; and present them with a plan that will help them understand their debt and provide relief to what can feel like an overwhelming burden. Our services are on a fee-only basis; therefore our clients can implement the plan without incurring additional debts to a financial planning company.

Retirement Planning
Securing our retirement is a critical problem all of us will face, and emphasizes the all-important need to plan ahead. HFH Planning will evaluate sources of income, company retirement plans, security investments, savings, insurance plans, etc., to determine what might be an objective, realistic income and lifestyle expectation in retirement. Our goal is to provide a detailed financial plan that ensures a seamless transition to retirement. We charge for services on a fee-only basis.

Spending Control
Uncontrolled spending is a common problem that can jeopardize careers, impact credit ratings, and affect broad aspects of living. HFH Planning helps clients understand their spending habits, develop a spending plan, and ensures proper insurance coverage and investments. Bringing total objectivity, HFH Planning will charge on a fee-only basis.

Estate Planning
The transfer of wealth (regardless of how large or small) has legal as well as emotional implications. Understanding our clients' desires along with understanding the law permits us to help the client accomplish his or her goals with the lowest cost in both psychological and monetary terms.